© French + Tye
"It really changes how you feel when you know you are living in your own home. Yes, you have a mortgage to pay but you are no more wasting money on rents, you are paying off 100% of your home. And this is what makes the CLT affordable homes scheme stand above others - you are not paying just part of a shared ownership plus mortgage plus rent like some other affordable homes schemes. Yes, there are rules to follow but again, they are far more favourable than the rules that come with other schemes. The main thing is you are owning your home 100%. Knowing this changes your brain chemistry - you feel secure and stable. You are more productive and more content. This influences positively all other aspects of your life. You feel you are standing on a firm foundation and you are hopeful for the future."